Practice Areas

Banking & Financial Services

The SHB Banking & Financial Services Practice counsels large corporate borrowers and lenders on an international basis. This practice provides expert advice to borrowers, single lenders or syndicates of lenders on all types of loan facilities and documentation, such as loan agreements; security agreements; mortgages and deeds of trust; assignments of rents; promissory notes; continuing guaranties; participation agreements; and letters of credit. SHB clients can also receive assistance with the creation and implementation of new loan products and the modernization of various lending forms. SHB attorneys have structured and documented secured commercial loans covering the whole range of collateral: commercial real estate; chattel paper financing; general intangibles financing; various types of project financing; equipment-leasing programs; a wide variety of agricultural lending; mortgage warehousing and mortgage servicing programs; traditional asset-based loans; inventory floor planning; and oil and gas accounts receivable facilities. In addition, members of this practice have represented lenders and borrowers in leveraged ESOP loans.

With unparalleled expertise in payment systems, the SHB Banking & Financial Services Practice also advises clients on matters involving traditional checks, wire transfers, automated clearinghouse payments, stored-value products, and other payment products. This broad involvement extends to helping clients structure and document payment systems to avoid dispute, as well as efficiently resolving disputes that have already occurred. Moreover, SHB attorneys are conversant with Euro-financing transactions, including international banking in the form of letters of credit and other credit facilities.

SHB banking & financial services lawyers offer comprehensive experience in areas ranging from Uniform Commercial Code litigation and transactional work to the development of nationwide consumer credit programs and legislative lobbying. This practice also provides services for companies involved in pre-bankruptcy workouts with debtors and other creditors and parties in interest, as well as reorganizations and other bankruptcy proceedings. SHB has represented large corporate debtors in major Chapter 11 proceedings.